How to Set Up a Business in ADGM: Complete Guide with Benefits, Process & Costs

How to set up a business in ADGM – complete guide to benefits, process, and costs for entrepreneurs and FinTech companies in the UAE

ADGM has become one of the most attractive destinations for entrepreneurs, family offices, and financial institutions to establish their presence in the UAE. From business setup consultants in Dubai to fund managers and FinTech startups, ADGM offers a cost-effective, internationally recognized hub.

Why Choose ADGM for Your Business Setup

  1. 100% Foreign Ownership – No local sponsor required.
  2. Tax Advantages – Currently, 0% corporate tax within ADGM, though businesses must consider corporate tax in Dubai and mainland rules if operating outside.
  3. Robust Legal Framework – English common law system ensures investor confidence.
  4. Access to Finance & FinTech Ecosystem – ADGM is home to an expanding network of FinTech, digital assets, and compliance companies.

Step-by-Step Process to Register a Business in ADGM

  1. Choose Business Activity – Decide whether you are registering a fund, financial services company, or non-financial enterprise.
  2. Select Legal Structure – Private company, branch, or partnership.
  3. Apply to the ADGM Registration Authority – Submit application forms and supporting documents.
  4. Compliance & AML – Put in place anti-money laundering policies and appoint an MLRO (Money Laundering Reporting Officer).
  5. Licensing & Approvals – Receive operational license from FSRA (if applicable).
  6. Open a Bank Account – Many international banks now recognize ADGM licenses.

ADGM Business Setup Costs

  • Application & Registration Fees – From USD 1,500 onwards.
  • Annual License Fee – Varies depending on activity (starting from USD 4,000).
  • Office Space – Flexible options including serviced offices and virtual desk facilities.

Compliance & Corporate Governance

ADGM businesses must follow strict compliance around accounting and bookkeeping services, annual external audits, and tax registration in UAE if generating taxable income. Having strong corporate governance and standard operating procedures will ensure smooth operations and investor confidence.

ADGM offers a streamlined, globally respected business environment for entrepreneurs and fund managers alike. If you’re considering ADGM, our team at Affiniax Partners provides complete support – from setup and licensing to compliance, accounting, and UAE Corporate Tax planning.

Why ADGM is Becoming the Preferred Hub for FinTech and Digital Assets in the UAE

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The UAE has positioned itself as a global leader in innovation, and ADGM is at the heart of this transformation. With its forward-looking regulations and strong infrastructure, ADGM is fast becoming the preferred hub for FinTech and digital assets in the Middle East.

Key Drivers of ADGM’s Popularity

  • Progressive Regulation – ADGM was one of the first regulators to introduce a comprehensive digital asset framework, providing clarity for crypto exchanges, token issuers, and custodians.
  • Innovation Sandbox – Startups can test new products in a controlled environment before full launch.
  • Global Recognition – ADGM’s rules align with FATF standards on anti-money laundering, giving international investors’ confidence.
  • FinTech-Friendly Licensing – Reduced barriers for startups compared to traditional financial centres.

Why FinTech Companies Choose ADGM

  • Regulatory Certainty – Clear rules for digital banking, crowdfunding, and blockchain-based finance.
  • Access to Talent – Proximity to Abu Dhabi and Dubai workforce and HR consultancy firms that help scale operations.
  • Investor Ecosystem – International VCs and institutional investors are increasingly active in ADGM.
  • Alignment with UAE Vision 2030 – Strong support from regulators for innovation-driven growth.

Role of Compliance

Even FinTech startups must maintain accounting and bookkeeping services, undergo external audits, and comply with UAE Corporate Tax rules if applicable. What are standard operating procedures? In ADGM, this means strict KYC, AML policies, and governance frameworks.

Digital Assets in ADGM

  • Licensing of Virtual Asset Service Providers (VASPs)
  • Recognition of Security Tokens & Custody Services
  • Legal Clarity for Blockchain-Based Settlement Systems

ADGM is Shaping the Future of FinTech in the UAE

As global attention shifts toward the UAE, ADGM is leading the way for FinTech and digital asset companies. If your business is looking to scale in this sector, Affiniax Partners can guide you with licensing, corporate governance, as well as Zoho and Odoo implementation for smarter financial management. Contact us to learn more.