Why HR Outsourcing is a Smart Move for CEOs

In today’s rapidly evolving business landscape, CEOs are constantly seeking ways to streamline operations, maximize efficiency, and drive growth. One strategic move that has gained significant attraction is outsourcing HR functions to external consultants. Here’s why this decision can be a game-changer for your organization.

The Power of Expertise and Innovation

External HR consultants bring a wealth of knowledge and experience to the table. They have worked with a diverse range of industries and organizations, giving them unique insights into best practices and innovative HR solutions. By leveraging their expertise, your company can benefit from cutting-edge strategies that may otherwise be out of reach.

Transforming Cost Efficiency and Focus

Maintaining an in-house HR department can be costly, especially for small to mid-sized businesses. Salaries, benefits, training, and infrastructure expenses add up quickly. Outsourcing HR allows you to convert fixed costs into variable costs, paying only for the services you need when you need them. This flexibility can lead to significant cost savings.

Additionally, HR functions, while crucial, can be time-consuming and distract from your core business activities. For example, the complex visa processing and employee onboarding procedures in the UAE can consume valuable time and resources. By outsourcing these functions, your internal team can focus on strategic initiatives and growth-driving projects, enhancing productivity and operational efficiency across the board.

Ensuring Compliance, Flexibility, and Fresh Perspectives

Navigating the complex landscape of UAE labor laws and regulations can be daunting. Non-compliance can result in hefty fines and legal complications. HR consultants stay abreast of the latest legal requirements, such as new UAE labor law updates and Emiratisation quotas, ensuring that your company remains compliant. This proactive approach mitigates risks and safeguards your business.

As your business grows, your HR needs will evolve. External HR consultants offer the scalability to adapt to these changing requirements. Whether you’re expanding into new markets within the UAE, managing mergers and acquisitions, or scaling down, HR consultants provide the flexibility to adjust your HR strategies accordingly. For instance, HR consultants can quickly scale your workforce to meet the demands of large projects.

An external HR consultant brings a fresh, objective perspective to your organization. They can identify areas for improvement that internal teams might overlook due to familiarity or bias. This external viewpoint can lead to more innovative solutions and better decision-making.

A Smart, Forward-Thinking Decision

Outsourcing HR to external consultants is more than just a cost-saving measure; it’s a strategic move that can propel your business forward. From accessing expert knowledge and ensuring compliance to enhancing operational efficiency and flexibility, the benefits are substantial. For CEOs looking to stay competitive and agile in today’s market, partnering with external HR consultants is a smart, forward-thinking decision.

If you’re ready to take your HR functions to the next level, consider exploring the advantages of HR outsourcing. It’s an investment that can yield significant returns for your business.

As specialists in HR consulting, Affiniax offers comprehensive solutions tailored to your requirements. Contact Sonia Kamnani, HR Consultant at Affiniax, at sonia@affiniax.com to explore how we can optimise your HR functions and drive sustainable growth for your business.

A Guide to Voluntary Liquidation in the UAE

Business liquidation in UAE process overview

Let’s face it, running a business in the UAE is exciting, but sometimes even the most thrilling ventures need to close their curtains. Voluntary liquidation could be your ticket to a smooth goodbye if you’re contemplating an exit strategy.

What is Voluntary Liquidation?

Think of it as an organised way to shut down your company. Unlike a forced closure, you, the shareholder, are in control. You can decide when to pack up, sell your assets, and settle your dues.

Why Choose Voluntary Liquidation?

  • Avoid the Drama: Dodge the stress of a court-ordered closure and potential personal liability for directors.
  • Do it Right: Ensure a clean exit by following a legal framework that protects your interests.
  • Leave a Legacy: Maintain a positive business reputation compared to a forced shutdown.

The Process of Voluntary Liquidation in the UAE

The following are the key steps in a voluntary liquidation process for businesses in the UAE:

  1. Shareholder Resolution:

    Shareholders convene a formal meeting to discuss and vote on the company’s dissolution. A notarised resolution is drafted to document the decision and appoint a qualified liquidator.

  2. Liquidator Appointment:

    Selecting a competent liquidator is crucial. They will assume control of the company, overseeing the sale of assets, settlement of debts, and ensuring compliance with regulations.

  3. Notification & Clearances:

    The appointed liquidator notifies relevant authorities, such as the Department of Economic Development, of the liquidation. Additionally, clearances are obtained from entities like utility providers, landlords, and government departments.

  4. Asset Sale & Debt Settlement:

    The liquidator identifies and values the company’s assets (property, inventory, receivables). A strategic sale of these assets is conducted to generate maximum cash flow. The proceeds are then used to settle outstanding debts according to a specific order, prioritising secured creditors.

  5. Final Accounts & Distribution:

    The liquidator prepares final accounts, outlining the company’s financial position at the time of closure. After settling all debts and liabilities, any remaining funds are distributed to shareholders based on their ownership stake.

  6. Company Deregistration:

    Following the fulfilment of all obligations, the liquidator files for company deregistration. This results in the cancellation of the business license and the company’s removal from the commercial registry.

We Can Help with Voluntary Liquidation in the UAE

Voluntary liquidation can be a complex undertaking. Our team at Affiniax Partners possesses extensive experience in navigating this process efficiently and effectively. Contact us for a consultation and ensure a compliant and successful closure of your business. Please get in touch with Nihar Kothari at nihar@affiniax.com for more details.

Affiniax Partners Wins HR’s Rising Star of the Year 2024

Affiniax Partners, a prominent HR consultancy based in Dubai, has been awarded the HR’s Rising Star of the Year at the 2024 XpatzHub UAE Business Owners Achievers Awards.

This award recognizes the burgeoning talents in HR who demonstrate a steadfast commitment to excellence and growth, both personally and departmentally. Among 400 nominees spanning 40 varied categories, Affiniax Partners distinguished itself as a deserving recipient of this honor, celebrating the entrepreneurial prowess of women in the region.

Read more at: https://www.khaleejtimes.com/kt-network/affiniax-partners-receives-hrs-rising-star-of-the-year-award

Unlocking Business Potential with External Auditing

External auditing plays a pivotal role in enhancing a business’s value, offering numerous benefits that contribute to its stability, reputation, and operational efficiency. By conducting thorough and independent evaluations, external audits provide crucial insights that can transform a company’s trajectory toward sustainable success.

An external audit adds significant value to a business in several ways:

  1. Enhancing Financial Reporting Integrity:
    External audits ensure the accuracy and reliability of financial statements by independently verifying the information presented. This inserts confidence in stakeholders, including investors, lenders, and regulators, and helps maintain transparency and accountability in financial reporting.
  2. Identifying Weaknesses in Internal Controls:
    Through the audit process, external auditors assess the effectiveness of an organisation’s internal controls over financial reporting. By identifying weaknesses or deficiencies in these controls, auditors provide valuable insights that management can use to strengthen controls and mitigate risks of fraud or error.
  3. Detecting and Preventing Fraud:
    External auditors are trained to detect fraud indicators while examining financial statements and supporting documentation. By uncovering irregularities or inconsistencies, auditors help deter fraudulent activities and protect the organisation’s assets and reputation.
  4. Improving Operational Efficiency:
    The audit process often involves a review of business processes and procedures. Auditors may identify opportunities for streamlining operations, reducing costs, or improving efficiency, which can ultimately enhance the organisation’s overall performance and competitiveness.
  5. Facilitating Compliance with Regulations:
    External auditors ensure that the organisation complies with relevant laws, regulations, and accounting standards. By staying abreast of regulatory changes and requirements, auditors help mitigate the risk of non-compliance penalties and legal consequences, thereby safeguarding the organisation’s reputation and financial well-being.
  6. Providing Valuable Insights and Recommendations:
    External auditors offer valuable insights and recommendations based on their observations and findings during the audit process. These insights may include best practices, industry benchmarks, or areas for improvement, which management can leverage to make informed decisions and drive strategic initiatives.
  7. Enhancing Stakeholder Confidence:
    External audits enhance stakeholder confidence and trust by providing an independent and objective assessment of the organisation’s financial performance and operations. This can lead to stronger relationships with investors, creditors, customers, and other stakeholders, fostering long-term partnerships and facilitating access to capital.

Overall, the rigorous and systematic approach of external audits adds value to the business by promoting transparency, accountability, and sound governance practices, essential for sustainable growth and success in today’s competitive business environment.

Affiniax specialises in providing external audit services in the UAE and GCC. Get in touch with our experts to learn more.

Automated Reconciliations: A Game-Changer for Accounting

Modern technology in automated accounting reconciliations showing efficiency and accuracy

Reconciliation is a process that verifies the accuracy of financial records by comparing them with external or internal data sources. It is essential for any business that wants to ensure its financial integrity and compliance. However, reconciliation can be time-consuming, tedious, and prone to human error, especially when done manually. That’s why more and more businesses are turning to automated reconciliations, which use technology to streamline and simplify the process. In this blog, we will explore what automated reconciliations are, how they work, and what benefits they offer.

What is Account Reconciliation?

Account reconciliation compares the transactions recorded by an organization’s accounting system with the information provided by banks, customers, suppliers, and other internal groups. The purpose of account reconciliation is to identify and resolve any discrepancies, errors, or frauds that may affect the accuracy and completeness of the financial statements. Account reconciliation can be performed for different accounts, such as bank accounts, accounts receivable, accounts payable, inventory, and fixed assets.

Benefits of Account Reconciliation

Account reconciliation has several benefits for businesses, such as:

  1. Catching banking issues quickly: Account reconciliation can help detect and correct any banking errors, such as duplicate charges, incorrect fees, or unauthorized transactions, that may affect the cash flow and profitability of the business.
  2. Making informed decisions: Account reconciliation can provide reliable and up-to-date financial data to help the business make better decisions and forecasts based on its actual performance and situation.
  3. Protecting against fraud: Account reconciliation can help prevent and detect any fraudulent activities, such as embezzlement, theft, or money laundering, that may harm the reputation and assets of the business.
  4. Freeing up time and resources: Account reconciliation can reduce the workload and stress of the accounting staff, who can spend less time on manual and repetitive tasks and more time on value-added and strategic activities.
  5. Reducing human error: Account reconciliation can minimize the risk of mistakes, omissions, or inconsistencies when handling large volumes of data manually.
  6. Maintaining consistency at scale: Account reconciliation can ensure that the quality and accuracy of the financial records are maintained regardless of the size and complexity of the business and its transactions.
  7. Optimizing accounting processes: Account reconciliation can help identify and improve any bottlenecks or inefficiencies in the accounting system and procedures, leading to better performance and compliance.

Applications: Areas where Automated Reconciliations can be implemented

Automated reconciliations can be implemented in any area where reconciliation is required, such as:

  1. Bank reconciliation: This is the most common form of reconciliation, which compares the transactions recorded by the accounting system with the information in the bank statements. Automated bank reconciliation can match and reconcile the transactions automatically, saving time and effort for the accounting staff.
  2. Accounts receivable reconciliation: This is the process of verifying the payments received from customers against the invoices issued by the business. Automated accounts receivable reconciliation can track and reconcile the payments faster and more accurately, improving the business’s cash flow and customer satisfaction.
  3. Accounts payable reconciliation: This is the process of verifying the payments made to suppliers against the bills received from them. Automated accounts payable reconciliation can ensure that the payments are made on time and in the correct amount, avoiding penalties, disputes, or overpayments.
  4. Inventory reconciliation: This is the process of verifying the physical inventory of the business against the inventory records in the accounting system. Automated inventory reconciliation can help maintain the accuracy and availability of the inventory, reducing waste, theft, or loss.
  5. Fixed assets reconciliation: This is the process of verifying the existence, condition, and value of the fixed assets of the business, such as machinery, equipment, or property, against the accounting records. Automated fixed assets reconciliation can help monitor and manage the depreciation, maintenance, and disposal of fixed assets, enhancing their efficiency and utilization.

Importance, Benefits and Value of Automated Reconciliations

Automated reconciliations are essential for businesses because they can provide several benefits and value, such as:

  1. Saving time and money: Automated reconciliations can reduce the time and cost of reconciliation by eliminating the need for manual intervention and data entry.
  2. Improving accuracy and quality: Automated reconciliations can improve the accuracy and quality of financial data by minimizing the errors and discrepancies that may arise from manual processes.
  3. Enhancing security and compliance: Automated reconciliations can improve the security and compliance of financial records by providing audit trails, controls, and validations that can prevent and detect any unauthorized or fraudulent transactions.
  4. Increasing productivity and efficiency: Automated reconciliations can increase the productivity and efficiency of the accounting staff by freeing them from tedious and repetitive tasks and allowing them to focus on more value-added and strategic activities.
  5. Providing insights and analytics: Automated reconciliations can provide insights and analytics that can help the business better understand its financial performance and situation and make informed decisions and actions.

Automated reconciliations are a game-changer for accounting, as they can streamline and simplify the reconciliation process and provide several benefits and value for the business. By using technology to automate reconciliations, companies can save time and money, improve accuracy and quality, enhance security and compliance, increase productivity and efficiency, and provide insights and analytics. Automated reconciliations can help businesses achieve financial integrity, compliance, and excellence and gain a competitive edge in the market.

At Affiniax Partners, we can help you pull all that data you need, match transactions rapidly and only alert your employees when an exception or variance is present. To know more, please contact Mr. Nihar Kothari, Co-founder and Partner, at nihar@affiniax.com.

Optimising Cash Flow for Sustainable Growth: A Guide for UAE SMEs

Cash flow optimisation, a short guide for SME's for sustainable growth.

In the dynamic business landscape of the United Arab Emirates, Small and Medium Enterprises (SMEs) play a pivotal role in driving economic growth. However, amidst ambitious plans for expansion, the importance of effective cash flow management often takes a back seat. In this blog, we delve into the intricacies of cash flow management, its manifold benefits, and how our seasoned team at Affiniax can be your strategic partner in navigating these financial waters.

Benefits of Effective Cash Flow Management

Liquidity Preservation

Maintaining a healthy cash flow ensures your business possesses sufficient liquid assets to meet its short-term obligations. This fosters operational continuity and positions your SME to seize new opportunities as they arise.

Financial Stability

Consistent positive cash flow contributes to the financial stability of SMEs. A stable financial foundation becomes the bedrock for sustained success in a landscape where economic uncertainties are omnipresent.

Strategic Planning

Understanding your cash flow patterns is akin to having a compass for strategic decision-making. It facilitates informed choices regarding investments, expansions, and resource allocations, aligning your actions with long-term goals.

Credibility with Stakeholders

Positive cash flow enhances your SME’s credibility with suppliers, creditors, and potential investors. This credibility becomes valuable, opening doors to favourable credit terms and potential partnerships.

Case Study: Navigating Cash Flow Challenges

Consider the case of XYZ Ltd., an SME in the UAE facing cash flow challenges. Despite a robust business model, delayed client payments and unpredictable market conditions hindered their growth. Our team at Affiniax conducted a comprehensive cash flow analysis, identifying bottlenecks and implementing tailored solutions with short, medium and long-term goals.

By restructuring payment terms, optimising inventory management, and negotiating vendor agreements, we stabilised their cash flow and positioned them for sustainable growth. This case exemplifies the tangible impact of effective cash flow management on an SME’s trajectory.

How Can We Help?

Cash Flow Analysis

Our approach begins with a meticulous analysis of your cash flow dynamics. We delve into your financial data, identifying trends and pinpointing areas for improvement.

Tailored Solutions

Recognising that each SME is unique, we craft customised solutions tailored to your needs. Whether you’re in manufacturing, retail, or services, our strategies are designed to align with your industry nuances.

Implementation Support

Our commitment goes beyond recommendations. We provide hands-on support in implementing the identified strategies, ensuring a seamless integration into your day-to-day operations.

Regular Monitoring and Reporting

Cash flow management is an ongoing process. We offer regular monitoring and reporting to track the effectiveness of implemented strategies, making adjustments as needed to keep your financial ship sailing smoothly.

Why Affiniax?

Effective cash flow management is not just a financial exercise; it’s a strategic imperative for SMEs in the UAE. By partnering with Affiniax, you gain more than financial expertise; you gain a dedicated ally invested in your success.

As we navigate the complex waters of business finance, we remember that a proactive approach to cash flow management can be the differentiator between mere survival and thriving in the competitive UAE business landscape.

For personalised assistance in optimising your cash flow, please contact Mr. Nihar Kothari, Partner at nihar@ affiniax.com.

Effortless Compliance Reporting: How Automation Revolutionises Regulatory Obligations

Staying compliant with the ever-evolving regulatory landscape is paramount in the fast-paced business world. The burden of manual compliance reporting can be time-consuming and error-prone for professionals. Fortunately, automation, coupled with expertise, can be a game-changer. In this blog, we’ll delve into the art of automating compliance reporting, streamlining the process and ensuring accuracy.

Why Automate Compliance Reporting?

Automating compliance reporting is not just a trendy buzzword; it’s a necessity. Here’s why:

  • Accuracy: Manual data entry is prone to errors. Automation ensures data accuracy, reducing the risk of non-compliance and penalties.
  • Efficiency: Automation slashes the time required for report generation, allowing professionals to focus on more strategic tasks.
  • Adaptability: Regulations change frequently. Automation can quickly adapt to new requirements, keeping your business compliant.

Let’s break down the process of automating compliance reporting:

  • Data Extraction: Create a system to extract data from your accounting software. Utilize tools like Microsoft Power Query for seamless data retrieval.
  • Validation: Develop validation rules within the system to cross-check extracted data against regulatory requirements. If discrepancies are found, the system can flag them for attention.
  • Report Generation: Employ workflow automation tools such as Microsoft Power Automate to generate reports automatically. These reports can be tailored to meet specific regulatory needs.

Key Benefits of Automation:

  • Time-saving: Automation allows professionals to focus on analysis and decision-making rather than manual data handling.
  • Reduced Errors: Minimise human error and enhance the integrity of reports.
  • Auditing Made Easy: Automated systems maintain logs, facilitating audits and ensuring transparency.

Affiniax Partners offers this service, and if you’re interested, please contact Nihar Kothari, Partner at nihar@affiniax.com

Mastering the Art of Budgeting: A Guide for Business Owners and CFOs

Master the art of budgeting, a practical guide for business owners and CFOs.

The beginning of a new year often marks when CFOs, financial managers, and accountants worldwide meticulously craft and fine-tune their annual budgets. As experienced professionals in the field, we’ve witnessed numerous companies diligently prepare these budgets year after year. However, it’s essential to ask ourselves: Are we truly doing justice to the hard work invested in this process? In this blog, we’ll explore why budgeting is far more than a mere formality and why overlooking certain aspects can significantly affect your business.

Understanding Cashflows in Uncertain Times

One key role of budgeting is providing a financial roadmap for your company. Take, for instance, a recent experience where we assisted a client whose business was abruptly impacted by government regulations. By implementing a robust budgeting tool, we helped them gain a clear understanding of their cashflows in the short to medium term. This allowed them to make informed decisions and take immediate action steps to navigate the challenging times effectively. The lesson here is clear: budgeting isn’t just about numbers; it’s about preparing for the unexpected and having a plan in place to respond swiftly.

Value Over Cost

A common misconception in business is that the cheapest supplier is always the best choice. However, we’ve learned through experience that this is only sometimes the case. Periodically, business owners must evaluate their specific needs and choose vendors based on value, even if it comes at a higher cost. The lowest fee quote or vendor matching the budget might offer a different quality, reliability, or expertise than your business requires. Instead, consider implementing a Value-pricing Matrix to select vendors that align with your business’s long-term goals and standards.

The Continuous Review Process

Budgeting is not a one-time task that ends when the figures are set. It’s a dynamic process that requires continuous review, comparison, updates, and monitoring. Unfortunately, many businesses treat it as a mere formality when, in reality, it serves as the backbone of financial performance and key performance indicators for the upcoming year. Regularly assessing the alignment of budget figures with actual numbers is essential. Significant deviations should prompt an immediate review, and explanations should be readily available. Establishing a robust budget review process ensures that your financial goals remain on track.

Conclusion

Budgeting is a critical aspect of managing your business’s financial health. Whether you’re a business owner, CFO, or financial manager, understanding the importance of budgeting and its multifaceted nature is critical to achieving long-term success. It’s not just about numbers on a spreadsheet; it’s about being prepared, making value-driven decisions, and continuously monitoring your financial performance. As we enter the new year, let’s reevaluate our approach to budgeting and ensure it becomes a dynamic tool for achieving our business goals.

How can Affiniax help?

Affiniax has a team of finance and technical experts who can understand your requirements in detail and recommend a strategy to help achieve the desired business objectives. For more information, please contact Mr. Nihar Kothari, Partner, at nihar@affiniax.com.

Streamlining Contract Management in the UAE for SMEs: The Power of Automation

What is Contract Management – Introduction

In the dynamic landscape of modern business, Small and Medium Enterprises (SMEs) play a pivotal role, often navigating tight budgets and resource limitations. Among the challenges these enterprises face, contract management is a critical process that requires meticulous attention.

With the advent of technology, automation has emerged as a transformative solution, offering SMEs the means to efficiently manage their contracts without needing costly contract lifecycle management software.

This blog explores the profound benefits of automating contract lifecycle management for SMEs, shedding light on how automation can revolutionise their operations and foster growth.

Key Benefits of Automating Contract Management:

  1. Efficiency and Time Savings

    • Automation eliminates manual data entry and repetitive tasks.
    • Contracts are processed faster, leading to improved operational efficiency.
  2. Error & Risk Mitigation

    • Automated workflows reduce the risk of human errors in data entry and calculations.
    • Contracts are accurately managed, minimising potential legal or financial issues.
  3. Centralised Repository

    • Contracts are stored in a centralised digital repository, easily accessible to authorised personnel.
    • No more hunting for physical documents or searching through scattered files.
  4. Customisable Workflows

    • Create tailored workflows that align with SMEs’ specific contract management processes.
    • Workflow automation ensures consistent adherence to company policies.
  5. Automated Reminders and Alerts

    • Set up automated reminders for contract renewal dates, ensuring timely action.
    • Instant alerts notify stakeholders of any contract changes or updates.
  6. Enhanced Visibility

    • Automated tracking provides real-time visibility into the status of contracts.
    • Monitoring contract lifecycles becomes more manageable, enabling proactive decision-making.
  7. Cost Savings

    • By avoiding costly manual errors and delays, SMEs can save on potential legal disputes or missed opportunities.
    • Automation reduces the need for extensive manual labour, reducing operational costs.
  8. Data-Driven Insights

    • Automation generates data that can be extracted into Excel files for analysis.
    • Insights into contract trends and performance can inform strategic decisions.
  9. Scalability

    • As SMEs grow, automated contract management scales easily to accommodate increased contract volumes.
  10. Compliance and Security

    • Automation ensures compliance with regulatory requirements throughout the contract lifecycle.
    • Digital security measures protect sensitive contract information.

Conclusion:

In the realm of SMEs, efficiency and effective resource utilisation are paramount. The benefits of automating contract management can significantly contribute to these goals, empowering SMEs to navigate the complexities of contract lifecycles with confidence. As we’ve explored, the advantages span from minimising errors and costs to optimising workflows and bolstering security. By embracing automation, SMEs can enhance their contract management processes and position themselves for sustained growth in a competitive business landscape. Through automation, SMEs can unlock a new era of streamlined, effective, and forward-looking contract management.

If you are looking for a solution to your contract management, please get in touch with Mr Nihar Kothari, Co-founder and Partner at Affiniax, at nihar@affiniax.com.

Automate Your Payment Reminders and Improve Your Cash Flow

Automated Payment Collection Reminders

Why Automated Payment Reminders?

As a small business owner in the UAE, you know that collecting payments from clients on time is essential for your cash flow. It is also an important part of accounting and bookkeeping services of a company. But it can be time-consuming and frustrating to track down late-paying customers. That’s where automated payment reminders come in.

Automated payment collection reminders are a simple and effective way to improve your cash flow and customer relations. By automating your payment reminders, you can free up your time to focus on other aspects of your business, while ensuring that your customers are always aware of their accounts payable status.

Benefits of Automating Payment Reminders

There are many benefits to automating your payment reminders, including:

  • Increased efficiency: Automating payment reminders frees up your time so you can focus on other aspects of your business.
  • Improved cash flow: By collecting payments on time, you can improve your cash flow and avoid levying late fees.
  • Better customer relations: Automated payment reminders can help you maintain good customer relations by keeping customers informed about their account status.
  • Improved customer service: Automated payment reminders can help you improve your customer service by providing a consistent and efficient way to communicate with customers about their account status.
  • Increased sales: By collecting payments on time, you can free up cash to invest in your business, which can lead to increased sales.

How to get started?

There are a number of ways to automate your payment collection reminders. At Affiniax Partners, we provide effective solutions to automate your collections and sending periodic reminders to your customers. This starts with a consultation to assess your current systems and processes.

To learn more about how to automate the payment reminders please contact Mr. Nihar Kothari, Partner at nihar@affiniax.com.

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